About Us


We know what it’s like to run a business—because we’ve done it. Spark Pay Capital stands with all business owners, every step of the way.


At Spark Pay Capital, our mission is to empower small and medium-sized businesses by providing transparent pricing, personalized support, and cutting-edge payment technology. We’re here to help businesses not only survive—but thrive.

Founded by entrepreneurs who have experienced the challenges of payment processing firsthand, Spark Pay Capital is built on the belief that business owners deserve better. That’s why we’re committed to delivering flexible payment solutions, real human support, and straightforward pricing that puts your needs first.

We believe the payments industry should foster partnerships where every voice is heard and every relationship is mutually beneficial—not just tilted in favor of those who write the contracts.

When you partner with Spark Pay Capital, you're backed by a team of dedicated payment professionals who work to earn your trust every single day. We support your business like it’s our own—because your success is our priority.

FAQS

What is the benefit of working with a financial advisor?

Working with a financial advisor offers numerous benefits. First and foremost, advisors provide expertise and guidance tailored to your unique financial situation and goals. They can help you create a comprehensive financial plan, optimize your investments, minimize taxes, and ensure you're on track to achieve your financial objectives. Additionally, advisors offer peace of mind, knowing that you have a professional managing your financial affairs and helping you make informed decisions.

How do I choose the right financial advisor for my needs?

Choosing the right financial advisor is a critical decision. Start by assessing your own financial goals and preferences. Look for advisors with the appropriate qualifications and certifications, such as Certified Financial Planner (CFP) or Chartered Financial Analyst (CFA). Consider their experience, specialization, and track record. It's also important to have a consultation or interview to ensure their approach aligns with your values and objectives. Lastly, check for transparency in fees and compensation to avoid surprises.

Do I need a large portfolio to benefit from financial advisor services?

No, you don't need a large portfolio to benefit from financial advisor services. Financial advisors can assist individuals at various stages of their financial journey, from those just starting to save to those with substantial assets. Advisors can help you create a financial plan, manage debt, set up an emergency fund, and make the most of your resources, regardless of your current wealth. Their goal is to help you improve your financial well-being and work towards your financial goals, whatever they may be.

Spark Pay Capital is a registered ISO/MSP of BMO Harris Bank N.A., Chicago, IL, Fresno First Bank, Fresno, CA, and Citizens Bank N.A., Providence, RI CA, and Citizens Bank N.A., Providence, RI Copyright © 2025 Spark Pay Capital. All Rights Reserved. Spark Pay Capital is also a registered ISO/MSP of © 2025 First Data Corporation. All rights reserved. All trademarks, service marks and trade names referenced in this material are the property of their respective owners. Ignite Payments is a registered DBA of First Data Canada Ltd. First Data Canada Ltd. is a registered ISO/MSP of Wells Fargo Bank, N.A., Canadian Branch, Toronto, ON, Canada, Spark Pay Capital is also a registered ISO of Wells Faro Bank, N.A., Concord, CA., Pathward, N.A. Sioux Falls, SD. The Clover name and logo are owned by Clover Network, Inc. a wholly owned subsidiary of First Data corporation, and are registered or used in the U.S. and may foreign countries.