Privacy Policy


Spark Pay Capital Privacy Policy

Spark Pay Capital, LLC ("Spark Pay Capital") recognizes that its customers, visitors, users, members, and others who use Spark Pay Capital's services (collectively or individually "Users") value their privacy. This Privacy Policy outlines important information regarding the collection, use, and disclosure of User information through Spark Pay Capital’s services and website. We provide this Privacy Policy to help you make an informed decision about whether to use or continue using our services.

This Privacy Policy is incorporated into and subject to Spark Pay Capital’s Terms of Use. Your use of our services and any personal information you provide is governed by this Privacy Policy and our Terms of Use.

Spark Pay Capital may collect personally identifiable information (such as your name and email address) when you choose to participate in activities including registering for an account, submitting inquiries, subscribing to newsletters, entering promotions, or responding to surveys.

We may also collect certain types of information automatically through cookies, server log data, and tracking technologies. These may include your IP address, browser type, pages visited, referring and exit pages, timestamps, and cookie data. Cookies may be session-based (disappearing after your browser is closed) or persistent (remaining on your device until removed). You can configure your browser to refuse all cookies, though some service features may be limited as a result.


Additionally, we may use web beacons (clear GIFs) to track usage patterns or determine email engagement. These tools help us monitor and improve the performance and personalization of our communications and services.

Information collected may be used to operate and maintain our services, respond to user inquiries, personalize content, and improve the design and functionality of Spark Pay Capital. We do not use your personal information for unsolicited marketing communications unless you explicitly opt in. However, we may use your email address for administrative or service-related notices.

We may use anonymous data (such as browser type, general usage patterns, or page views) for analytics and to improve our service. Cookies and tracking tools are also used to save user preferences, enhance the user experience, and track engagement with content, promotions, and campaigns.

We do not share personally identifiable information with third parties for their own marketing purposes without your consent. We may share your information with trusted third-party service providers to help us deliver our services, under strict confidentiality obligations. In certain situations, we may disclose information to comply with legal obligations, protect the security or integrity of our platform, or in connection with a business transaction such as a merger or acquisition.

Spark Pay Capital complies with all applicable data protection laws, including the California Consumer Privacy Act (CCPA). We do not sell personal information, and we only collect and use data to the extent necessary for service delivery and improvement. All use of personal data is aligned with lawful, proportionate, and transparent data practices.

You have the option to decline sharing personal data, though this may limit access to some services. You may also update your personal information or preferences by logging into your account. Reasonable steps are taken to verify your identity before changes are made to protect your privacy.

We use commercially reasonable physical, technical, and administrative safeguards to protect your personal data. However, no method of transmission or storage is completely secure. In the event of a data breach, we will notify affected users in accordance with legal requirements.

Our platform may include links or advertisements from third-party services, which may use cookies or similar tracking tools. Spark Pay Capital is not responsible for their practices or privacy policies. We recommend that you review the privacy policies of those third parties.

If you access Spark Pay Capital from outside the United States, your data may be transferred to and processed in the United States. By continuing to use our services, you consent to this transfer and to U.S. data protection laws.

In the event Spark Pay Capital is acquired, merged, or undergoes bankruptcy or reorganization, user data may be transferred or assigned as part of that process, in accordance with applicable privacy laws.

This Privacy Policy may be updated from time to time. Your continued use of Spark Pay Capital services indicates your acceptance of any future changes. Where required, we will obtain your consent before implementing material changes.


Last Modified: April 4, 2025

Contact Information:

For any questions or concerns regarding this policy, please email

[email protected]

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Spark Pay Capital is a registered ISO/MSP of BMO Harris Bank N.A., Chicago, IL, Fresno First Bank, Fresno, CA, and Citizens Bank N.A., Providence, RI CA, and Citizens Bank N.A., Providence, RI Copyright © 2025 Spark Pay Capital. All Rights Reserved. Spark Pay Capital is also a registered ISO/MSP of © 2025 First Data Corporation. All rights reserved. All trademarks, service marks and trade names referenced in this material are the property of their respective owners. Ignite Payments is a registered DBA of First Data Canada Ltd. First Data Canada Ltd. is a registered ISO/MSP of Wells Fargo Bank, N.A., Canadian Branch, Toronto, ON, Canada, Spark Pay Capital is also a registered ISO of Wells Faro Bank, N.A., Concord, CA., Pathward, N.A. Sioux Falls, SD. The Clover name and logo are owned by Clover Network, Inc. a wholly owned subsidiary of First Data corporation, and are registered or used in the U.S. and may foreign countries.